Thursday, December 15, 2011

Financial information systems can serve many functions in a business. How might you use them in your business?

I need help with this one i am taking this in BUS105-0701B-08 PLEASE HELP|||Basically, you use a financial information system to run the entire business ...





Prepare customer quotes


Take orders


Create work or service orders


Capture and track labor


Manage field service


Keep training records


Manage accounts payable


Manage accounts receivable


Manage budgets


Order materials





and, much more

Can someone go to the bank and get my financial information?

if they stole my car registration and insurance card?|||I think you can give an authorization letter to someone using which they can get your info from the bank. http://financetrain.com|||No. In order to get your financial information, they'd need your account numbers and some form of photo ID saying that they're you.|||NO

Should NBA teams give more financial information to fans?

It would help understand their demands on the CBA.|||Yes.


That way we could more easily know who are the bad guys in this Lockout











http://answers.yahoo.com/question/index;鈥?/a>|||No, why should they? The fans will cry that they are billionaires anyways.|||Yes, but I doubt they will.|||People keep saying you're a troll is that true?.

When visiting with a Mortgage Consultant, should they take all pieces of financial information?

Visited a consultant and he asked us what price we were looking at vs. telling us our approval price. Is this right? This individual did not let us finish disclosing all accounts but just recommended that our "guess-timation" was good enough...|||In the days before the meltdown, we used to invent an income high enough to cover the amount the borrower needed. The real income did not matter because we'd have to boost it quite a bit anyway. What would happen is someone who wanted to buy a $450,000 house could really only afford a $150,000 house, so we'd have to jack up the income enough to qualify for the bigger loan. Kinda like working backwards.





It sounds like the same thing is happening here. once he knows the price he can back out of that and create an income figure. So you know in a few years you will be in foreclosure too, and you will lose the house and all the money you put into it.





Go someplace else for the mortgage..|||The mortgage consultant should gather ALL of your financial documentation when deciding what your maximum approved qualification price should be.





This consists of what is the max amount of down-payment you are willing to put down on a home, coupled with your fico, Gross yearly earnings, and cash reserves (liquid cash assets).





Obviously he/she might bluntly ask you what price range you are looking for to get a general idea before proceeding. However, they should provide your final approved price based on the information above. I would definitely take your business else where to ensure you don't waste your time and/or the seller's time if for some reason you won't qualify for a home you make an offer on.





-David Wacker|||Given the meltdown, you are the best judge of your own financial situation. Don't exceed 30% of your NET income in your mortgage payment.





In essence, what the mortgage consultant was telling you, it is up to you.|||Buyers perception of an affordable/desired home vs what they can afford...that is why that question came out but obviously your consultant did not explain nor answer all your questions. In our Market, a guesstimation is NOT good enough. they affordablity and pre-qualification process is Black and white, Either you can afford the house or you cant. If you have questions or your consultant is making you ask too many questions.... get a new one who knows what they are doing.








Hope this helps,








Jason

Where can I find non-profit financial information?

i have found info before on salaries, grant info, etc, for specific no profits. i know they are required to disclose that sort of information, but I can't seem to access it|||Non-profits are required to file tax returns that are made public. If you have a specific non-profit in mind, call them. Or contact the Attorney General's office in the state where you live for more info.

Why not use the Trial Balance to report financial information internally and externally?

The internal reports should be designed to provide management with information they use to help in operations. External is driven by GAAP and regulations.





Often, the trial is too detailed and doesn't provide information grouped the way management needs. For example, most trials don't show the current month's income.





As a general ledger accountant, the trial was my main focus.

When filling out the FAFSA can you give the same financial information you provided for say, UC applications?

EX: using the estimated family income from the UC app for the Adjusted Gross income on the FAFSA...deadlines coming and its difficult to get all this info from my parents...thanks for any help|||You can put down estimated numbers and then file a correction after your parents file their taxes. But you MUST remember to file the corrections. Inaccurate FAFSA information will screw up your financial aid when the mistakes catch up with you.|||You can, but it will be wrong. The fafsa doesn't want to know you made "about 4,000 last year" or your folks earned " 60,000 last year" the fafsa wants to know you earned 4,371 dollars last year, had a 216 dollar tax liability and your parents earned 58,472 and had a tax liability of 3,289 dollars on their tax form.





If you use estimated info, you make more work for yourself. Yes, if your school has a deadline and the folks won't possibly have their taxes filled out yet, then YES you can estimate.





But be aware NO school is going to give you any kind of financial aid offer based on estimated (aka WRONG) information. I repeat, no school is going to process the info you put on your fafsa with this data. So filling it out with estimated info (aka WRONG) doesn't really help you. You still will have to go back in and correct all the wrong info you entered. Most people have more problems with the corrections going through and they'd have saved themselves a lot of time by going in ONCE and submitting a complete and accurate fafsa once. The more corrections you make, the higher your chances are of getting selected for verification also, which is just more delays, if you let it








Schools have deadlines to encourage everyone to file taxes and complete their paperwork in a timely manner. I'd take this as a hint and make sure your parents take it too.

What do you think about the Financial Reform bill that allows for government to collect banking information?

"They both have sweeping authority to collect information about financial transactions, and there's little to ensure they aren't going to collect detailed information, personal financial transactions," said Jim Harper, director of information-policy studies at the Cato Institute.





Source:


http://www.washingtontimes.com/news/2010鈥?/a>|||Cato institute is financed by Saudis. Sure, they don鈥檛 want government know about their financial transactions in USA.





Neither do I.





However, this information is shared on many different levels. How else would you calculate credit scores?|||My initial guess is that the government is going to focus on credit default swaps, a market that boomed recently and has back-fired due to the housing market collapse and the subprime mess. This market needs regulation and the bankers need to be more conservative in their financial management.|||Wonderful. Stop the underground economy and those evade taxes. Stop the drug dealers cold. Stop arms dealers cold. Stop all sorts of illegal activities by being able to track the financial transactions of those who choose to be sociopathic.

How does information from financial reports influence business decisions?

why is important for business managers to understand the information found on financial reports?|||Basically so you can know how healthy your company is. If your trying to get a loan, the person who is loaning you money is going to be concerned with how much money you other people already. They can find that out from the balance sheet. Then they can look at the statement of cash flows and see how much money is coming in from the normal business operations and see if that is adequate to meet the loan. The income statement can tell you lots of things about where your spending your money and where you are making it. It might give you insights into places where you can cut out cost. The amount of information you can gleam from the financial statements is endless, and what you want to get out of it mainly depends on what you want to find out. |||- To understand how the company is performing


- To make changes to the company strategies and business plans especially if the financial performance is poor


- To redirect resources to areas that need it


- To determine what aspects of the operations need to be finetuned or improved


- To determine if the current strategic plans and business plans are working


- To determine if the marketing and sales strategies are working, and make revisions if they are not

An account is a part of the financial information system n is described by all except which 1 of the following

a)An account is a source document.





b)An account has a debit and credit side.





c)An account consists of three parts.





d)An account has a title.|||An account is NOT a source document, but source documents can get posted to an account.





An account typically includes debit and credit support.





The number of parts of an account depends on the sophistication of the financial system ... where I work, each account has scores of fields of data.





An account typically has one or more descriptive titles. The computer system is such that an incompetent employee could leave the title blank, or the same as some other account.

Where can i find financial information about Vauxhall Limited Motors?

www.vauxhall.co.uk

Why is financial information on publicly traded companys available free for anyone to see?

To people can see how they are really doing..and it is the law....|||To encourage a "level playing field" in investments; unless it is completely "fair", the stock market doesn't work efficiently...|||Because if the stock is traded to the public, they have a right to know.|||So anyone who invests in publicly traded investments has the same info available as anyone else does.


It is a way of preventing "insider trading."


as soon as info becomes available which may or may not have a bearing on the financial status of a publicly traded company, it must be made public. And this is usually done by means of a press release to the media.|||Financial information on publicly traded company's are made available because of SEC rules and regulations, the reason is to protect the investor. Which are Institutional, Mutual, and Individual. When you buy stock in a Company its like giving that Company a loan (of Your money) to grow and expand their business. You by giving that Company Your money expect a return, much like having Your money in a banks saving account. By making the financial information public, you can see how the company is performing, such as, are quarterly revenues growing or declining. Its one indicator for and investor to decide whether to buy or sell that Company's stock.

What is the meaning of external user of financial information?

It is an accounting term.|||Financial accounting is the accounting process of classifying and recording all events that took place during the normal course of the doing what ever it is the company is in the business of doing.





The results of these events are then arranged on the correct financial statement and reported to the external users of the financial statements. External users include investors, creditors, banks and regulatory agencies such as the IRS and the SEC.





External users of the financial statements differ from internal users in that the external user is generally considered to be the uneducated user of the financial statement. That is to say, the external user has no clue as to what is going on within the company.





Financial Accounting is used in all three types of businesses: service, merchandising and manufacturing. It is a needed accounting skill in all types of business entities (sole proprietorships, flow through entities and corporations). Financial accountants will primarily be employed by for profit businesses.

When would be the appropriate time to share financial information with colleagues?

its related to financial management .|||It depends on the nature of the information. Usually it is not appropriate to shre all financial information with colleagues. But when their work is involved , you can share the information to that limited extent.|||If it is related to you, tell them when they approach you for cash loan.





If it is related to your company, tell them before the company start sinks

Where to find extensive information on International Financial Institutions on the web?

I need help in finding information on the history, objectives, capitalization and ownership structure of international financial institutions like:





The European Bank for Reconstruction and Development and


The Development Bank of Japan


The Asian Development Bank


Bank for International Settlements etc.





for a research paper. I've accessed their respective websites/wikipedia entries, but I am looking for more internet sources on these institutions. Thanks to anyone who can help!|||The best way is their own website. And you may contact with them directly. Be nice and please tell them that you are doing a research paper. They will help you find the missing information for you.





The European Bank for Reconstruction and Development





http://www.ebrd.com/about/index.htm





About EBRD (Management %26amp; structure,Basic facts,Strategies %26amp; policies,Integrity %26amp; anti-corruption, etc.)








http://www.ebrd.com/about/contacts/pipfo鈥?/a>





The EBRD provides extensive information about its structure, policies and operations on this website. If you can't find the information you are looking for, please fill out this form and we will respond to you in line with the Implementing procedures for information requests and appeals.





The EBRD's Public Information Policy embodies the EBRD's commitment to transparency and good governance. Openness helps promote the Bank's transition impact, and whenever possible, information about the EBRD will be made available to the public.





The Development Bank of Japan





About DBJ (etc.)





http://www.dbj.go.jp/english/about/index鈥?/a>





1101-17th Street, N.W., Suite 1001,


Washington, D.C. 20036, U.S.A.


Tel: +1-202-331-8696


New York Representative Office


1251 Avenue of the Americas, Suite 830,


New York, N.Y. 10020, U.S.A.


Tel: +1-212-221-0708


Los Angeles Representative Office


601 South Figueroa Street, Suite 2190,


Los Angeles, CA 90017-5748, U.S.A.


Tel: +1-213-362-2980





ADB (at a Glance,Profile,Operations)





http://www.adb.org/About/





Contact





Headquarters:


6 ADB Avenue, Mandaluyong City 1550


Philippines





Tel: + 632 632 4444


Fax: + 632 636 2444 Mailing Address:


P.O. Box 789


0980 Manila, Philippines





Web: http://www.adb.org/


Email: information@adb.org





Bank for International Settlements etc.


http://www.bis.org/


(Under about)


Overview | Organisation | Activities | History | Legal information | Representative offices | Recruitment |








Contact information


Location: Centralbahnplatz 2


Basel


Switzerland





Postal Address: CH-4002 Basel


Telephone: (+41 61) 280 8080


Fax: (+41 61) 280 9100 and


(+41 61) 280 8100


Telex: 962 487 biz ch


SWIFT address: BISBCHBB


Website: www.bis.org

What are the parameters for downloading financial information from yahoo finance?

i am trying to get balance sheet , income statement and other stats in an excel macro and automatically put on a spreadsheet|||I have a free open-source add-in that can get a lot of different information off of the web for you. The add-in, documentation, and sample templates can all be found in the files area of this Yahoo group:





http://finance.groups.yahoo.com/group/sm鈥?/a>





I wrote the add-in because of issues I ran into using Web Queries, although in most cases they will probably get you what you want. A more comprehensive source of financial statements data can be found from AdvFN -- there is also a template for that in the files area. I also use a PHP routine to gather 10 years (or 20 quarters) of the financial statements data from AdvFN. For example (these can be opened directly into EXCEL):





http://ogres-crypt.com/php/advfn-financi鈥?/a>


http://ogres-crypt.com/php/advfn-financi鈥?/a>|||If you copy one company's balance sheet/income statement/etc. into Excel, and create a refreshable web query (I believe thats the technical term), you can just "edit query" and type in the new ticker, which should get you the new data. I don't know how to write macros, so thats how I import data for valuation purposes...


Should you want to reach me for any reason, my email is research@valuestockreports.com


Hope this helps get you started.

What is a financial information system?

I want just a general idea with few details to take a seminar.|||A database that stores and manipulates financial information.|||for what information financial?|||A software/database that lets financial/accounting information be input in %26amp; runs certain programmes such as SQL, VB, Javascript, etc that compiles, collates %26amp; churn out reports for management review %26amp; information.

What is the indirect user of financial information?

It is an accounting term.|||Insider information.

Is it approriate to discuss financial information outside of work?

It will be most inappropriate and some times may be harmful to your concern , if you discuss financial information outside of work !|||it depends on the nature of the information, and to whom you pass it, but in general it's better to keep it for your self.|||have you heard of the phrase Conflict Of Interest?


if the financial information is about your work and discussing it outside which will benefit other parties to the loss of your company then it isn't appropriate...

Which of the following is not a characteristic or limitation of the kind of information that financial report?

A) The information results in approximate, rather than exact, measures.


B) The information largely reflects the financial effects of transactions that have already happened.


C) The information is provided and used at a cost.|||Try to word your question in the appropriate syntax of the English language, and you'll improve the probability of receiving an answer.

How might you use financial information systems in a business?

A good financial information system will provide you with the information that you need to run your business. For example, you manufacture widgets and there are 3 pieces of raw material that you use to make the widgets and then you sell and ship the widgets to your customer. A good financial system will be able to track all of those costs PLUS overheads and provide you with details about each piece of the process.





You would use this information to improve your profitability either through reducing costs or increasing sales/revenues.





I've got an accounting degree with an MBA with a concentration in Information Systems. You gave a very very general question. I gave you a pretty generic answer, but your question needs more investigation to fully answer your specific needs.





One last thought -- it's a good idea to keep MORE detail in a financial information system than you keep in the general ledger.|||Financial information systems are also good tools for risk management. They can help you identify vulnerabilities in your cash management, receivables, etc. Remember: manage your risk or it will manage you!

What problems might arise if you solely rely on the financial information to make business decisions?

Risk will rise and your chances of success will diminish.


if you don't love and trust your gut to invest money in something, you will lose it - 100%


invest in something that you love, do business with passion - not just money.


most businesses fail because most business owners look only on the aspect of money, not the business..





look at Steve Jobs, for him - Apple was a spiritual journey.


Bill Gates loved computers, Donald Trump loves real estate, in other words - trust your gut.


some things can look great on paper, but in actuality, they are a money pit.


and, sometimes things look like sh"t on paper, but your gut tells you to go for it.





listen to your gut, it knows what's best for you.





Good Luck

Where can i find earnings and financial information for Toyota?

Please help me!|||http://www.toyota.com/about/our_business鈥?/a>





For the most part, corporations have their income statement, balance sheets and cash flow statements posted on their web page. They typically have a "company" tab then an "investor relations" tab.|||Hoovers.comT





Toyota, Japan $262,394 Public (NYSE: TM [ADR])

Where do you find financial information on state senators?

like how much is specters loss going to cost taxpayers for his retirement?|||Senator Specter is a United States senator. Do a web search on "US Senator retirement benefits" and I bet you find your answer.

Is a publicly traded company required to give out specific financial information or other informaupon request?

specifically, if I were to ask a computer manufacturer to send me a copy of their contract with Microsoft that outlines exactly how much the manufacturer pays per unit of Windows license, would they be required to give it to me?|||Absolutely Not. Companies are not required to give out any sensitive or personal information regarding contracts. It has nothing to do with the general public.


UK|||Basically, go to investor information on their website, and download their annual report. That's pretty much the maximum you can get, outside of a conference call or being in the press.





Some publicly traded companies don't even have to produce detailed annual reports, the pink sheets are quite a scruffy bunch of toss.|||No, they do not have to answer those types of questions.

What would be another reason why a customer need a financial information?

To determine whether to invest in a company.

What online site is able to aggregate all my financial information from banks and brokerage companies?

I have accounts with fidelity, vanguard, bank of america and TD ameritrade and want one place to access my balances.|||You REALLY don't want to do this! You increase your risk of identity theft by several magnitudes.





Just actually move all your holdings to one place if you are genuinely too lazy to look in four places!|||if it is possible to do this it is also a big security risk... very very big security risk

What are financial information systems and what do they do?

generally they're any computer programs that compile financial information and displays the data for you in graphs or tabular forms.

I need sources to find cultural, economic, and financial information about the country Haiti?

Any suggestions%26gt;??





Thanks!|||First place to look for any country-specific question is the CIA Factbook page for the country:


https://www.cia.gov/library/publications鈥?/a>





Next are the various Wikipedia pages on the country:


http://en.wikipedia.org/wiki/Haiti


http://en.wikipedia.org/wiki/Economy_of_鈥?/a>


http://en.wikipedia.org/wiki/History_of_鈥?/a>





Then you can:


- follow up on the bibliography at the end of every Wikipedia article


- do web searches on specific terms

Why is it important for all managers to understand and regularly review financial information?

Managers who must understand and regularly review financial information have some input when budgets are prepared. Even when a manager does not contribute to the discussions about a budget, that manager must live within the budget for his/her department. To do this, the manager must understand the company's financial priorities and current results. A manager who knows his/her company is barely making a small profit knows not to ask for expensive new software, for example, and should try to avoid having department staff work for a lot of overtime, or can suggest ways the company can save money. A manager who knows the company is prospering and hiring new staff can ask for an additional person in the department.|||Get in-depth financial data, articles, email alerts and track / manage your personal portfolio on FT.com...





Register FREE at FT.com


http://www.squidoo.com/finance_news

Financial information exhibits the characteristic of consistency when?

A) accounting procedure that smooths net income and make results consistent between years are adopted.


B) extraordinary gains and losses are shown separately on the income statement.


C) accounting entities give similar events the same accounting treatment each period.


D) expenditures are reported as expenses and netted against revenue in the the period in which they're paid.|||C) accounting entities give similar events the same accounting treatment each period.





That's the definition of consistency.

Is there a retirement calculator that includes a husband and wife's financial information together?

In other words, allow for the difference in ages to collect social security and incomes.|||You should try www.suzeorman.com or themotleyfool.com for this kind of info about retirement, savings, and investment for the future.|||You still think you're going to collect social security? ROTFLMAO!!!|||try this website out. i found it very useful.


http://www.choosetosave.org/calculators/|||Never include your spouses stuff in your calculations....first off you should be trying to hide as much money as possible from your spouse.......





What is this country coming too? No wonder these people get divorced.|||I would go talk to a financial advisor. It doesn't cost you anything because they make money on the products they sell. Find someone knowledgeable and pick there brain and then decided whether or not you they have anything you are interested in. Beware though some people are just salesman and don't know anything about finance. talk to someone that is older. At least you will know they have some experience even if they have no formal education is the area.

Can you sue a company for sending your financial information to someone else?

My checking account monthly bank statement was enclosed with someone else's. I only found out because the people who got it were kind enough to mail it to me.|||Did you lose something financially as a result of the bank sending the information to someone else? If not you do not have a case. You must lose something financially as a result of their actions. Contact your bank and let them know of your issue.|||Actually in this great nation over run with lawyers


(We have 3% of the world's population and 70% of the world's lawyers)


You can sue anybody for anything!!!


The true question is...would you win!|||What were your damages/loses? Why is it that everyone wants to sue a person or company for a mistake that did no harm? How would YOU like it if I sued you because you cut me off on the streets or cut in front of me in the grocery line? Sounds stupid, don't you think!?

How does information from the balance sheet help users of financial information?

Well, here are the basics (there are actually three sheets of financial data). One thing is that instead of the minus sign, negative numbers are shown with parentheses.





Look at Google's Balance Sheet: http://finance.yahoo.com/q/bs?s=GOOG%26amp;ann鈥?/a>





- Total Assets (what Google owns) is growing much faster than Total Liabilities (what Google owes).





- Long Term Debt: $0 -%26gt; Google didn't take out any big loans, so credit crunches don't affect them directly.








Look at the Income Statement:


http://finance.yahoo.com/q/is?s=GOOG%26amp;ann鈥?/a>





- Revenue (how much Google earns) is rapidly increasing, as is Gross Profit (Revenue - Cost of Revenue)





- Operating Income (Gross Profit - Expenses) is also increasing





- Net Income is increasing. This is the most important one, but their are tricks companies can do to inflate this number which is why everything has to be looked at. Have you heard of P/E ratio? Price to Earnings. (Net Income/Number of Shares) is the Earnings portion of this calculation.








Look at the Cash Flow (how much they spent):


http://finance.yahoo.com/q/cf?s=GOOG%26amp;ann鈥?/a>





- Total Cash Flow From Operating Activities: for most companies, this is the cash created from their business (selling ads), and is the most important one generally





- Total Cash Flows From Investing Activities: just as it sounds (Capital Expenditures generally means expensive physical things: buildings, computers, manufacturing equipment, etc.) This is usually negative for most companies sicne they have to buy a lot of equipment, although positive is better. Financial companies should generally have positive numbers here, since Investment in securities (stock, bonds, etc.) show up here.





- Total Cash Flows From Financing Activities


Sale Purchase of Stock: positive means they are raising money by selling more stock shares (which means that the current shares are smaller pieces of the same pie so are less valuable). Negative generally means they think their shares are undervalued so they are buying them back.


Net Borrowings - loans (positive: new loans; negative: paying off old loans)





- Change In Cash and Cash Equivalents: postive numbers mean that they are earning more than they are spending. This is a sum of the three Cash Flows.








Think of companies like people you would give a loan to. Look for ones that spend less than they earn and don't have a lot of debt. The missing ingredient is that when investing, you must also estimate how the number will chane in the future.





PS I know its long, but no one said investing was simple!|||It can tell people how the company is doing by showing assets and liability. For example if the company makes a large sale, but they do not have enough money to buy at the best wholesale price, then it would tell how much it may cost them to fill the order, which could explain a high loan that will cost a high interest rate. That type of information is less exposed to the public. They also may be in deep debt and be sued soon or what ever you make of it.|||With information from the balance sheet you can calculate different ratios to determine the liquidity of the company, the ability to pay debts in the short and longterm, and how leveraged the company is, the degree to which the company is relying on debt for financing.

What makes information in financial statements relevant and reliable to users?

what makes information in financial statements relevant and reliable to users?|||accuracy, timeliness, transparency, comprehensiveness, consistency of accounting methods...for starters.....|||The auditory, cap firm that verifies the data is supposed to show legitimacy.

How do I process soo much accounting and financial information in 6 months? ?

Next year from Jan to June, will be a real test for me. 8 exams in March, 6 exams in June and a 3 month internship that I have to do. Any tips for me on how to accomplish all these effectively and efficiently? Explain in detail. Thanks|||Set up a study group with other classmates - stick to a schedule - and don't goof off. The next 6 months could make or break your career.





(I graduated from Penn State with a BS in Acctg - it can be done)

How can information systems affect a company's bottom line (such as financial performance)?

What are other non-financial values that information systems can add to a business? I just need a few ideas not a full answer.|||The IS/IT department has access to much of the critical business data required to make good business decisions on sales, marketing and human resources. If you don't know how to extract the data in the easiest to review manner, it can cause a lot of inefficiency in the company practices that would otherwise be shown as ineffective with the right presentation of data.

Which are the best websites for detailed financial information on Indian companies?

I am not looking for the general share price, buy hold sell run of the mill websites but the more detailed ones from where I can do equity research or build a good valuation model.|||There are some good websites which provide detailed and good quality information such as FINsights.in which provides raw data and clean financial analysis for Indian companies, Yahoo Finance which provides a lot of general research information such as share price, basic financials and Myiris which has some basic peer benchmarking and key financials

What are some ways to save and store your personal financial information?

Grab an old artifact called a pen and piece of paper. Use the pen and press it against the paper to create a document. Some of these things may seem ancient but they have most certainly survived the test of time. Then, take the document and store in in a secure place like a safe.|||On a flash stick and kept hidden away

What are some ways to save and store your personal financial information?

You can keep your files in a filing cabinet at your house, make sure it locks though, that way they are kept safe and secure. Get filing folders for taxes, reciepts, cheques, bills, etc... Just so you have a record of everything.

How have information systems affected the current financial crisis?

hello, if someone could help me out, I'd appreciate it. What's the role that info. systems have played in our current financial crisis? Or how has the financial crisis affected information systems? Links would be helpful. Thanks :)|||Info Systems help identify the extent of the crisis more quickly than otherwise we would. Without the IT systems in place, we would not have found out which banks had problems so fast, once we recognised the problem. Just think the complexity of some of the mortgage-backed securities (MBS), they are really complex because they are essentially repackaged pools of mortgages that have been bought, sold, bought and resold. IT systems helped track all these transactions.





Unfortunately, it is also the availability of sophisticated financial software and tools (on info systems), that allowed the possibilities of trading these MBS in the first place, including the existence of credit rating systems to link these. The speed of financial transactions causes the traders to buy and sell at high speed, where previously each one had to be painstakingly assessed and analysed. Doesn't mean slow prevents crisis - think 1930's depression. Today's crisis is only more widespread!





One observation is: we cannot go back anymore, but have to proceed forward. So the suggestion is to improve on the process - hence the current thinking about more regulation, which essentially is a set of better rules to make sure it does not happen again. Any set of rules, can and will always find itself into information systems.





The cycle continues....

What are some ways to save and store your personal financial information?

Get a binder 3 inch.


Set up tabs for your documents.


Label it recipes.


/|||Scan documents to PDF format.


Save/burn all to CD or DVD. Make 2 copies since they sometimes fail.


Store those discs in a safe deposit box.


Shred the paper documents.

What non-financial information do users need to make the financial statements more useful to users?

pls. indicate your source if ever...|||Anything that explains dramatic changes from one year to the next. Variance without explaination is a huge FLASHING light when doing financial analysis. I was an accounting major undergrad and grad...

Where to find financial aid budget information for Claifornia?

I have looked a lot for this information and had no luck. I am trying to find information on how much financial aid money was allocated in the California higher education budget over the years. So how the amount of unds being allocated to financial aid for Colleges and Universities has changed over the past decade and what is the current status?|||schoolgrantstoday.inf www.nationalcollegefunding.net/ncfweb5_0鈥? www.scholarshare.com


These should start you off with information

How can information systems affect a company鈥檚 bottom line (such as financial performance)?

How can information systems affect a company鈥檚 bottom line (such as financial performance)? What are other non-financial values that information systems can add to a business? Explain your answer. Keep in mind that many IS projects do not receive management approval unless there is a business benefit to be derived from them.|||Good information systems can let a company run more efficiently and decrease their costs, or provide better information so that the powers that be can make better decisions - both of these will help the company's bottom line.

Monday, December 12, 2011

Remaining sibling unable to find late brothers financial information?

Bill's brother died leaving Bill, the last remaining sibling, with the expense of funeral etc. Bill is unable to find any clues to his brothers money.|||This is a unique approach to asking


about a real estate test question; otherwise


why ask in the 3rd person?|||If Bill's brother agreed to pay for the funeral, he did so voluntarily. Maybe there isn't any money.|||ask the goverment|||i am confused

I signed up for Harmony Financial information about money matters. I receive no more information and today I?

found out they are taking $49.84 out of my checking account. I can not find a location for them to cancel and get out of what I signed up for. Any information on them and how I can get out of this please let me know.|||Call 1-800-983-7505. Threaten to report them as fraud, or legal action if they won't cancel or reverse the charges. My wife signed up for one of their trial as well and I have been cleaning this up.|||I am Mrs Amy John,currently living in texas,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Endurance Dawn who gave me a loan of $28,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contactMr Endurance Dawn.He doesn't know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at endurancelendingfirm@gmail.com

Did you know that any thug can buy you personal financial information?

To collect your debt.|||~~I just heard this on the news today! Outrageous isn't it? Companies are selling their write offs to anyone who wants to collect. They have actual felons working on debt collections and these felons know all your personal information, so who knows what type of identity theft will start happening now! Why in the word there is no regulations on this is beyond me. It just gets worse and worse every time you turn around!~~

Do you have to share your financial information with someone you are dating?

I am paying off a lot of debt right now and don't know if this is something the guy I'm dating needs to know. It's not like we are about to move in together or get married. How much of it is his business? When does it become their business? I believe in communicating about anything that impacts the relationship. During our dating, however, it doesn't really impact the relationship. Any advice?|||None of it is his business.





It would become his business if you wanted to move in together and there might be a problem meeting your bills. Then give general information.

How do I find financial information about publicly traded companies?

Yahoo! Finance or Google Finance. It's incredibly easy to do.|||Publicly traded companies typically post their financial information on their websites, often with the label INVESTORS RELATIONS or something to that effect





Here's some examples





Google http://investor.google.com/


Disney http://corporate.disney.go.com/investors鈥?/a>|||Most publicly traded companies will have their financial information on their web sites. Also you can find such information on Yahoo Finance. Or at www.fool.com (not a joke).

How will managers use financial information to predict outcomes in business?

"Finances" in business looks at past, present, and future expenses to operate, profits/loses (known as P%26amp;L). Included are, salaries, cost of products, profit margins, lease or payments on building, utilities, employee expenses (outside sales people), benefits company pays, workers comp insurance payments, supply costs, lease of equipment, every outgoing expense of the business compared to "profits". Also, businesses will have independent CPA services, possibly attorney fees for various reasons, travel, etc.





Why? Managers are responsible to create, maintain budgets (predictions) based on past performance and expected future growth. Finances are the basis for "goal setting", "numbers" to "shoot for" to remain "profitable".





Financial reports are used to "gauge" necessary "moves" or "steps" within the business. These may include, increased "quotas" for sales people, increasing or decreasing employees, percentage of income increases, if any at all, to increase margins on products distributed, what to maintain in inventory or supplies, what equipment to keep or upgrade, etc. Management can also view what department or area is most or least "profitable" and/or decisions to maintain these employees or "source out".





Finances can determine if current client "market" is an advantage to maintain or not, going into other areas of sales or services, etc. Easy to see what products and services are most "profitable".|||Don't cheat!!! UOP student.... lol

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Where can I find financial information of private American companies?

Similar to how UK has an online service where you can download just about any UK registered companies balance sheet, P/L etc, I assume there must be one in the US?





Many thanks|||No, there isn't. You can find some information, which may be sketchy and/or unreliable, from such sources as Dun %26amp; Bradstreet (credit reports) and Hoovers.

When living together with someone, and they refuse to disclose their financial information is that normal?

I live with someone whom I love dearly but we keep running into an issue where he says he will not disclose how much money he brings home on his paycheck a week. We have the bills split he pays his share and I pay mine. He says he does not trust me, which makes me sad a lot of the time. I just wanted to know if this type of thing is normal? I have never encountered an issue like this before.|||With expectations, comes dissapointments. Since you are not in a committed relationship, you can not expect your roomate to disclose personal information such as this. You may have strong feelings for him, but it is obvious that he doesn't respect you by the mere fact you don't have a ring and a date. He is getting a good deal, after all. Not sure what kind of trust he speaks of. Perhaps ask him for clarification. It is obvious he does not want to share this information with you. If you don't like it, express it, and leave. Otherwise, accept it. He wants to be in control, no questions asked.|||As long as you aren't married and he is meeting his financial obligation with the bills, then it can be tolerated. However, if this is going to lead into a longer term commitment, then it needs to be addressed and not ignored. Are you good at managing your finances? If so, continue to demonstrate this to him so he can realise that he can trust you with that kind of info and that you will manage it well|||Money problems are in the top 3 relationship killers. Trust has to be number 1. Forget about the money, if he doesn't trust you then it's time for you to move on. Maybe you shouldn't trust him.|||If your only living together not married then he doesn't have to disclose the information as long as he's paying his fair share. But the fact that he says he doesn't trust you should send up a red flag.|||Typical|||yep. its normal men dont trust women with money. yeah i no its irritating

Can the public request financial information from Non-Profits?

Local community would like to know exactly what the local Lion's Club is doing with donations and monies they receive and to get a good account of their service activity. Is the non-profit required to produce this information upon request?|||Nonprofits are required to disclose their audited financials. You can either do this in person, but more and more, organizations are making this information available from their website. You can also see if the current information is listed at sites such as charitynavigator or guidestar.

How do i find financial information for a company?

I want to find the annual turnover for the company Buckingham Contracting Group Ltd. Is there a site i can go to find this kind of information? or somewhere i can look? i know it is available for public viewing i just dont know where to look?|||Edgar is a gov't service that keeps the financial information of companies, you should be able to search for the information here


http://www.sec.gov/edgar.shtml|||Most publicly traded companies will have an "Investors Relations" page as publicizing this sort of information is required by law. If the company is privately held then they likely won't have this information readily available. Another reliable source you can try is Yahoo! Finance.|||If this is a publicly traded company then they are required to file annual and quarterly financial information. This is available to everyone on the SEC website. If you want, look for the EDGAR system, which holds all regulatory publications of any public company. It'll have the 10-K (annual report), 10-Q (quarterly report) as well as other regulated reports. If it is a non-public entity you will have to see if the company has a website as those records are not required to be published for the viewing public.|||I have a Charles Schwab account, and their web site is an excellent reference for all things financial. If you don't have an account there, or at a similar financial company, you might try the Yahoo Financial site itself. It listed several web sites with information about this company.

Where can i find a database online with basic corporate financial information?

I am a personal investor who does not want to subscribe to the lastest and greatest but rather something that has many companies and I can look through with basic info? Thanks!|||Some (all but the good stuff) can be gleaned from wsj.com, the Wall Street Journal, but businessweek.com will give loads of good stuff for free. Then again, cnn.com/money or even Yahoo Finance. Oodles of places really. For a while I used a mickey mouse site called smartstocks.com to check out some ideas in their simulator--they had links to bloomberg business that was really pretty good. So you could check out the various simulators for the support stuff, like virtualstockexchange.com uses Marketwatch, for free. I spend more time getting the useful or quirkly little presentations more than when screening some set of interesting but unfamiliar stocks that I watch their behavior for a while until I am comfortable with one or two.|||http://www.bigcharts.com

Does the bank and government share financial information about the citizens?

Does the government know how much money I have in my bank account?|||Usually, not without a warrant or subpoena. However, transactions over a certain amount are always reported to the gov't.





Also, in the case of an audit, the gov't will gain access to all accounts that you have. If you have bank accounts that exceed reported income, then you will have some serious explaining to do.





I'm not sure what in the hell this has to do with employment in the financial sector, but anyway. . .|||if government want to know your bank information, bank should offer it to them unconditionally.|||You bet they do

How can l legally find out about my childs mothers income, assets, and financial information?

She refuses to provide it in relationship to child support. I know she is making more money than she says and has some hidden assets, but I need to be able to prove it.|||The court should be able to require this information. However, the most important part of determining child support is whether or not you are the father (sounds like you're admitting it) and YOUR income.|||You can't. But your lawyer or the judge could. It's time to contact someone who can do this through the court system.|||Only through civil legal action.|||Get a lawyer.

How does Financial information systems contribute in the global finance crisis ?

I think you answered your own question.


The most important word in your question is "global".


As the world is completely interconnected and interdependent, and as the crisis will affect every part of the world in some form, any solution has to be global and united as well.


If any information system can help with this, that is fine.


The basic adjustment has to be made within ourselves though, as the root causes are not financial.


Here is a fantastic analysis of the current financial crisis, which might help answering your question:


http://www.laitman.com/2008/10/analysis-鈥?/a>


All the best.

How long does my husbands ex wife have to fill out and give us the afidavit of financial information?

She says she already turned it in to the courts. But she keeps saying she will give it to us tomorrow- well, its been a week, and we go to court next week. We are taking her to court for child support.|||Actually, she was suppose to provide you with a copy, but if she turned it into the court, than the copy will be in the case file.





To learn a father's rights, join Dads House Educational Center in Yahoo Groups. It's free to join, access all materials You associate with other fathers going through, and have already gone through, the same issues. We have an Educational Manual that teaches everything that needs to be known in addressing your legal issues. Mention your question here when asked why you want to join, as well as your state? http://groups.yahoo.com/group/Dads_House鈥?/a>


http://www.facebook.com/pages/Dads-House鈥?/a> \\\\\\\\|||She would not submit that to you directly. It goes through the lawyers and goes on file in the court system. If she fails to do so the courts will not look on her too kindly and may assess her at more than she really would owe due to non-compliance with a court order. She is stalling for a reason but in the end you can have it assessed by the judge that you feel is fair and if she complains well she should have had her act together and forms filled out in advance because now she is going to be forced to pay X amount instead.|||I do not believe you should be involved in his CS affairs, after all he has a family to support and should be willing to give up a big chunk of his income to support them properly.





As for you, just be prepared to pick up the financial slack.





If she is late with her affadavit, the court case will just be delayed|||Have your attorney contact her.

Please where can i get information on the financial standing of companies (annual reports)?

is there a website or a resource that i can access to get me financial information on some companies in usa?|||Ask them for it, all listed companies in the UK must make their annual reports public knowledge.





You will find quite a few also publish links to their reports on their websites.|||In particular, if the company/ies your interested in have a website, try looking under the investment section. From there, you need to search for the 10-K or annual report to see the financial statements. You can usually find them under SEC filings. I think the 10-K is better than the annual report because it has more general company information other than just financial condition.|||Publicly traded companies must file financials with teh SEC. Check out the dun %26amp; bradstreet website....which is a for-pay site. but will give you info on the executive management, industry, competitors etc

Where can I find financial information on the SAP company ?

OK.. so I have this small group presentation and I was asked to find information on this German company called SAP which provides software for businesses.


I have to find out the company's annual profit and sales, it's share prices, and share dividends.


Can you please point me to any websites that you know that could provide me with this information ?


Thank You :)|||Use Yahoo. Go on http://finance.yahoo.com/q?s=SAP


On the left hand side, click on PROFILE and you get a summary of their business.


Still on the left hand side, click on KEY STATISTICS and you will see their sales, profit, etc.


You can also get info directly from the company's website at http://www.sap.com/usa/index.epx





At the bottom of the opening window, click on INVESTORS, and you will find more info still.


Once in this new window, click on INVESTORS RELATIONS on the left. In the drop down menu, check FINANCIAL REPORTS, where all the answers you are looking for are included in their latest financial repot.





Good luck.

Do you need to provided financial information for an uncontested divorce?

In Kansas. Is it necessary to complete the financial breakdown for divorce papers if the divorce is uncontested with no request for child support or alimony?|||Yes. Complete financial statement are requird in almost every divorce, even if alimony and child support are not in the picture.





But is child support not NEEDED or is it not REQUESTED? NOT REQUESTED means that there is a child involved. In that case the court will usually ignore any request for waiver of child support, and the court will order child support anyway. I've never seen a case where child support was not awarded. REDUCED, yes, but eliminated, no.





Alimony is not available in many states, but in the states where it is acceptable, the court always has the option to rule that alimony is required even if not requested.





So financial paper ARE necessary.|||no but i would have my papers in order just in case the other has a good attorney

In most states can divorcing spouses agree not to disclose their financial information?

If they agree on custody and the one that gets custody doesn't want child support.|||No, they cannot. When you are married, all assets acquired during the marriage are marital assets. They have to be divided per mutual agreement or according to the laws in your state.


As for child support, children have the right to be supported by both parents. The court has to order child support, that is the law. It is up to you if you want to enforce the order or not.





Good luck|||Child support is a right of the child and not a right of the parent with custody. Because child support is generally based on financial information, you generally cannot waive this requirement by agreement. The only way to avoid disclosing financial information is if it is permissible by law and you can convince the judge that it is irrelevant.





Financial information is a broad category, so you most likely would not have to disclose financial information that has no bearing on child support. For example, if child support is based on income and not wealth, you most likely would not need to disclose bank accounts and stock ownership. In addition, in some states, if you agree to pay the maximum amount of child support permissible by law, then your actual income is not relevant.





The specific details will depend on the applicable state law. Assuming you have an attorney, your best bet is to ask him or her.|||It would depend on state law. But in general, no. Child support isn't for the parents, it for the benefit of the child. As such, the court must be convinced that a waiver of child support is in the best interests of the child. Without financial disclosure, they can't do that.|||To whom?





The IRS will want to know. So may others.





Please make sense.

How might you use financial information systems to function in a business?

you will record all your business details( e.g sales data, inventory, distribution cost, finance cost etc) into an application software which is specifically designed to use for Finance domain. later you can analyze whether your company performing well or not, is it profitable, where is bottle neck etc. by using some of predefined software tools built in the application.

Letting Agent recently disclosed my personal financial information to a friend. What about data protection?

I've been searching for a flat recently. A friend and I have found a place through a letting agency. Whilst doing credit checks they disclosed the details of my fathers salary to my future flatmate (of no relation to me). My flatmate phone me and told me what they said, naturally I was furious and phoned the agency to complain. What relation does this have to the Data Protection Act and is there any penalty system involved / anyone I can contact to complain?


|||It's an offence under the Data Protection Act 1998. The enforcement is done via the Information Commissioner and all details are available on the website (link below).





I must point out, though, that this is low level stuff as far as the ICO is concerned and there is unlikely to be the swingeing prosecution that such action deserves. They will, however, still follow up any complaint.|||I think your first port of call should be the Citizens Advice Bureau who will be able to advise what steps you can take. What the letting agent did is highly illegal and does indeed break the Data Protection code.





Make sure you didn't tick any boxes that would have allowed them to pass on details but even so they should not have done that.|||There is always an ombudsmen for complaints. i can't remember the name off hand but i will have a look and add it.

Where can I find past financial information on companies?

I particularly need to find out: the number of shares several companies had issued and book- to- market values.|||Not sure how far back you need to go but here are some resources.





Yahoo Finance. http://finance.yahoo.com/


Enter the trading symbol for the company and you have a wide variety of data for that company at hand. Look under the link "Key Statistics" for the alot of great info including:





shares outstanding





price to book ratio





P/E ratio. (Price to earnings ratio) which many analysts use to determine how well a company does among its peers.





You can also go to the specific company's corporate website. Look for their Investor Relations page. On that page should be links to their historical stock data information.

Where can I find detailed financial information about the Boeing 787 dreamliner project?

Is it public? I need detailed report of all the money they spent on the project including subcontracting costs, labor costs, etc. I need this for one of my project.





Cheers,|||Boeing 787 Dreamliner Facts


Boeing: Commercial Airplanes- News Releases


(detailed financial information about the Boeing 787 dreamliner project)


Boeing 787 Dreamliner Long-Range, Mid-Size Airliner - Aerospace ...


News and information


successful new commercial airplane, fuel efficiency and a smoother ride.


- Aerospace Technology "Boeing shares work, but guards its secrets"


Boeing 787 Dreamliner financing


http://www.youtube.com/watch?v=dqVoVjE0F鈥?/a>

What are some sites that can give financial information like in the Financial Times magazine?

or Investors Chronicle or The Independent? I don't want to buy those magazines. They are expensive and hard to be bought.|||Generaly there is always a site for important indices


www.bseindia.com


www.nseindia.com


There is always asite for financial news paper


www.economictimes.com


All banks in brokarge have websites:


icicidirect.com


sbi.co.in


reliancemoney.com


hdfcsec.com


all mutualfunds have sites


templeton.com


sbimutual.com


hdfcmf.com


all brokeragefirms have website


indiabulls.com


infoline.com


motilaloswal.com





search on engine for "stock shares buy sell margin "

Integrity and ethics in preparing and reporting financial information?

1) introduction


2) definition


3) Why integrity and ethics are important in preparing and reporting financial statement?


4) who involved? (auditors, internal auditors etc)


5) how to assure financial integrity?


6) challenges to integrity and ethical behavior


7) conclusion.|||you want me to write your paper for you? $250.

I received my financial aid information, did I get accepted?

So I applied for Johns Hopkins University and received information about financial aid to fill out for the fall semester, does that mean I've been accepted? I called and all the lady told me was that my admissions application has been completed. I'm just very anxious and curious to see if I've been accepted and if the financial aid info is something that all applicants get?|||No, I think it's part of the application process. I'm assuming that this is the form that asks about your financial assets and possible financial contributions that your parents could make. If so, it's a form that all applicants get.





The acceptance package would be a big envelope that contains the acceptance letter, financial aid information (approved grants and loans), and informations about life on campus.

What can someone do with the following financial information?

What can someone do to the money in your bank account if they have your name, address, bank account type, bank sorting code, bank account number and address of the branch?





And I'm not asking casually so no conversational-esque replies. I want an actual comprehensive list of what can be done. For instance can they add money? Can they withdraw money? Can they wire money from it? Can they set up a direct debit with it? And so on.





Thank you.|||It is always possible to transfer or pay money INTO some-one's account with only their Sort Code and Account Number (you do not need their name or address)





Since they lack your PIN / passwords, getting money OUT of your Account is a little more difficult .. they CAN set-up a Direct Debit, however most Banks will question any DD to a non-Business recipient (and the DD 'Guarantee' means you will always get your money back from the Bank).





More patient ID thieves can do quite a lot .. the first step would be to tell the Post Office you have been evicted /repossessed/sold your house ... and get your post re-directed ..





Next they use the 'Emergency Number' to tell your Bank that your Cards have been lost/stolen (since most people who have lost their wallets have very little ID information at hand, the Bank will be willing to accept this 'story' with very few checks) .... and (of course) you will need new Cards to be sent out immediately .. these will then be promptly re-directed ...





With your Debit / Cheque Guarantee Card in their hands it is then possible to buy goods/services over the phone/internet (this is known as 'Card Holder Not Present Fraud').





To get actual Cash out of an ATM or log-in to an Internet Account and transfer money they need your PIN number / Password .. so the next step is to inform the Bank that you have 'forgotten' your PIN / passwords .. and yes, a 'reminder' will then be sent by post (which will be redirected straight into the hands of the criminals)|||If someone has all of that information they can do pretty much what they want with the account. They could take money out, deposit money, set up a debit or anything you can do yourself. If someone has all of your information and you are concerned about it then you may want to close the account and set up another to prevent anyone from accessing it.|||I'm not sure they could do anything with just that info, because that is what is printed on every check that you write. Unless there is a scam with a bank employee, they should only be able to put money into the account with that info, not pull any of it out. However, you should also check with the manager of your bank, just to be sure.|||All of that information is on every check issued. So it's not a big deal.





As for what they can do, they can deposit money into your account because that won't require them showing ID.





I suppose they could trick some company into a direct debit to pay some bills, but if you notice what's going on your bank would cancel it and have the company refund all the money.





Again, that info isn't a big deal. I paid a kid who shoveled my walkway with a check yesterday. The check lists my name, address, bank, and routing number of the bank. All the info you are asking about.

Is there a standard database format for financial information of a company ?

Like suppose a company wants to submit this to stock exchange , I believe they use a format instaed of manually feeding things like equity etc .





What is this format , how to get these databases ?|||in the US, the only one I know of is the SEC required reports. {"Edgar" in Canada, i think].





other data providers make up their own formats.

Can police really access financial information on suspects?

On police shows like Law and Order, the officers often access financial records of suspects (no talk of getting a warrant), or track credit card use to track down a possible suspect. Is that really what happens? Same with "pulling the luds" to see where phone calls were made.|||with a warrant they could even access your underwear...ask Michael jackson|||Absolutely, it is called building a case.|||with a warrant yes|||Well, first they need a warrant, and it's easy to get, so YES, they can!!!|||yes|||yes man|||You bet they can.|||It's "pulling the logs", and yeah, usually the banks and organizations cooperate with the police.|||yup , and the name of your first girlfriend





and what porn you watch and how often





and EVERYTHING you type at your pc





its scarry AND it keeps us safe|||Give me your name and address and I'll do it online for 20 bucks.


Anyone can.|||Anybody can access any information now in U.S., if you know how. Most seems to be lawful, according to the present administration. Phone records usually have to be subpoenaed, but police have a way of getting what they need.|||If they can demonstrate to a judge enough just cause to get a warrant, then yes.|||OF COURSE THEY CAN. THEY ARE THE POLICE. DO YOU REALLY THINK THEY WOULD NOT BE ABLE TO DO THIS. THEY DO HAVE TO PERSUADE A MAGISTRATE THAT THEY NEED THEIR PERMISSION TO DO IT, BUT THINK ABOUT IT, A MAGISTRATE IS THERE TO PUNISH NAUGHTY PEOPLE, IF HE HAS THE POLICE ASKING HIM FOR PERMISSION TO MONITOR THE FINANCIAL ACCOUNTS OF A SUSPECT, WHATS HE GOING TO SAY?





'YES' I HOPE. I HAVENT GOT ANYTHING TO HIDE.





HAVE YOU?|||I really should not answer this one.





But, the answer is yes. With probable cause, they can obtain a warrant.|||Absolutely. Suspects are often tracked down through bank, credit card, phone records, etc. Except where exigent circumstances are present (or unless you've got a good hook up on the inside of an organization) even the police will generally need a court order, search warrant or subpoena to get these records.

Why are corporation financial information/status available for free to anyone who wants to view them?

This is a question regarding finance and it's being used for an assignment.|||If a corporation has issued stock which is publically traded, then their financial information also becomes a matter of public record. To not do so would make insider trading possible,. Inside trading is illegal, and a clear violation of the Securities and Exchange laws.

How can I stay organized with all of my financial information?

I'm 18 and I am starting to become financially independent. I am paying for my own tuition and I pay for all of my other expenses as well. Tips for staying organized would be fantastic.|||use a spread sheet or googe online for a budget worksheet. they really help u =)





good luck

Does anyone have any information about financial help while studying to be a nurse?

Does anyone have any information on bursary's? Do you get financial help with all NHS courses? Is it true you get pain 拢500 a month?|||Hello, it is a bit complicated so look atthe NHS Bursary website link below to get full picture








http://www.nhsbsa.nhs.uk/Students/816.as鈥?/a>

Identify the range of financial information?

How to identify the range of financial information required to effectively oversee business performance at an operational management level?|||You will need to get your hands on the Income Statement and a Balance Sheet. Get the one for the current year and three from the past three years, by doing this will be easy to compare and see how the business has been improving. When you get your hands on those financial statements/reports make sure to common size them. That will make it easier to look at. Mostly you might want to pay attention at the Operating expenses and Revenues this will help you to determine if you need to reduce on expenses, lay off or hire more employees for the good of business. You might want to look at balance sheet. But i dont think you will have power on the balance sheet. Good Luck!

What type of financial information should I keep and for how long?

Every month I recieve a ton of mail, from bank statements to credit card statements and bills. I never what I should store and what is okay to toss. It's way too much to keep it all.|||credit card statements ideally-1 year minimum-3 months (to dispute charges)


utilities- can be tossed as soon as they are paid (unless you have a unique tax situation that would require you to keep them)


Bank statements-personal accounts 1-3 months


business 7 years


tax records- 7 years|||You would do well to keep it for a long time. For example, your tax records can be audited for 7 years. That is unless they audit you and find something wrong. The problem is that they almost always find something wrong and then go back as far as they want. Also, canceled checks and credit card monthly statements are sometimes helpful. If Sears comes to you and tells you that you missed a payment 7 years ago (which happens) you can show your canceled check or credit card info.|||that stuff is only info- RECORDS must be kept 7 years- IRS will not audit over 3 years

Where would I find information about financial support after a total hip replacement?

I am doing research for college and I have found most of the community resources I need, but I haven't been able to find any place the gives financial support for patients who have had a total hip arthroplasty (replacement) If anyone has any information they could share I would really appreciate it! Thanks!|||If the patient is employed, he might have paid sick days to use until he is recovered. Once recovered, most patients can return to their regular employment or activities. The expensive part is the doctor, hospital, and rehab. Once those expenses have been covered (usually by some kind of insurance; less often by the patient's cash payment) there isn't a whole lot that's needed beyond their usual income. The employed individual may have paid sick leave; the retired person would continue to receive their retirement benefits regardless of health status..|||If someone is employed then they would get statutory sick pay from the employer. If unemployed and receiving benefits the benefits will alter if they are on Job Seekers Allowance or whatever as they are no longer available for x number of weeks to work.





The highest number of hip replacements are done in retired people and nothing alters for them, they receive the pension and related payments as normal.

What financial information should I not share with a contracter fixing my bathtub?

I'm looking to get a tubliner and tub walls installed. 1 contracter already wanted to know who else I've looked into. I found that suspicous. He's tried to offer me a deal of $3800 for a new tub and walls. I have limited $$$ and don't want to get swindled. Any advise from experience or knowledge is appreciated.|||Absolutely none! You should give your contractor absolutely no financial information about yourself and absolutely no information about other contractors and their bids.





You also asked for advice and recommendations. Here is some advice on how to find a good contractor for your job.





(1) BE CAREFUL. You are very vulnerable to being the target of scam artists and frauds. You have very special needs: your job requires a fully licensed general contractor to move walls and plumbing (and probably electrical), so an unlicensed "handman" cannot do it legally. Yet your job is extremely small for the vast majority of good, licensed general contractors. As a result, you will have to be extra careful to verify everything, so that you are not duped.





(2) WRITE DOWN EVERYTHING. Starting now, keep a detailed "log". Get a new notebook, to be used only for this project. When anything happens, write down the date, the exact time, who was there, and what happened. Make notes of every telephone call -- including your first calls just to get a bid. Write down the name of every person you talk with on the phone and every person who enters your home. (Make absolutely sure to ask to see the ID of each person who enters your home, and write down their names and other details in your log.)





You have to make sure that the person at your home is really the contractor you're expecting. Your job is a small project for a licensed contractor but a _huge_ project for unlicensed handymen, so make sure that you are not being victimized by having an unlicensed handyman pretend to be a licensed contractor.





(3) DEAL ONLY WITH LICENSED GENERAL CONTRACTORS. In order to contract for improvements that cost more than a few hundred dollars (the amount varies by state), the person must be licensed as a "general contractor".





A "licensed general contractor" is licensed to do almost all building work. There are also specialized contractor licenses -- such a "electrical" and "plumbing" contractor licenses. A "general contractor" can do plumbing, but a "plumbing contractor" cannot legally do "general contracting". If you're moving walls, then in most states you must have a "general contractor".





Search online and/or in your local yellow pages under "general contractor" for the names of contractors in your area.





A contractor who wants your job will have to come to inspect your house. So, before you let a "stranger" into your house, you must ask for their contractor's license number. Then go online to your state's "contractor's license board" (it may have a slightly different name, so google), and verify that the contractor does have a "general contractor's license" and does not have any "adverse records" on file.





Every state and many counties and cities have very specific rules on contractors. You do not mention where you live, so we cannot give specific information about the licensing requirements for contractors in your location. In most places, it is illegal for any person to do any contracting work (such as installing new walls and bathroom fixtures) unless the person is a licensed general contractor.





In almost every state, the "state contractors license board" has a website that gives good information about every licensed contractor. Check them out before you contact them to make sure that they're licensed and have no adverse reports.





(4) GET 3+ BIDS. Get at least three detailed bids from licensed general contractors.





If the contractor is licensed and apparently reputable, then make an appointment for the contractor to inspect the job-site in your home. Make it very clear that you want a _written_ "contract proposal with a cost breakdown".





It is always a good idea to have a friend with you when the contractor visits. Also, when the contractor arrives at your door, ask to see both his legal identification (e.g. driver's license) and contractor's license.





GIVE EACH BIDDER A WRITTEN "RFP". Write up your own "RFP" ("request for proposal"). Your RFP for this job should include the following info (and it should be no longer than a single page): the location of the job (address of home); the location and size of the jobsite (e.g. square feet of the current bathroom); the description of the work to be done (e.g. "move the north wall approx. 3' to the north", "install new tile around tub", "install new electric outlet on counter" etc.); when you want the job to begin (this is important -- you have to work on your schedule and find a contractor who can work within your time frame); and the requirement that the contractor will be responsible to prepare all plans, obtain all permits, etc (see below). Attach a rough drawing of the "before" and "after". As you get bids, you will be able to improve your own RFP by copying information from the bids.





DO NOT SIGN ANYTHING at this stage. You are only getting information -- you are not making any decisions.





DO NOT ALLOW ANYONE TO DO ANY WORK at this stage. Some unreputable contractors will ask you for permission to "open up the wall" or do other work. You must refuse (and write it down in your "log"). (Reason: you could receive a huge bill for "work" which the contractor says you authorized, and if you don't pay, you can lose your house. So do not let anyone do any more than "look and measure".





PAY ABSOLUTELY NOTHING for any bid or other information. If any contractor tells you that you will have to pay for them to come to visit and/or to prepare a detailed bid, then show them the door.





Study each bid and make sure that each bid includes in writing the contractor's name, address and license number, a written start date, an estimated completion date, a detailed description of the work to be performed (with drawings), a detailed breakdown of all the costs, the total contract (bid) amount/price, which must include all of the following: (a) all licenses, plans and insurance; (b) all materials and supplies; (c) all labor; (d) all subcontract work (with details about any such work); (e) all taxes; (f) and "all other costs and expenses to complete the improvements".





Continue to ask for and obtain additional bids until you have received at least 3 detailed bids from licensed contractors that you like and whose bids cover the same work and whose prices are about the same. Avoid any bid which is "too high" or "too low". (Reason: you can get into as much trouble with a "too low" contract as you lose with a "too high" contract. That's why it is important to get many bids and to find at least 3 "good" bids.)





(5) GET FUNDS IN PLACE. At this stage, you are almost ready to select the contractor. You know who it will be and how much it will cost, so now you have to decide where you are going to get the money. If you have the funds already, no problem. But if you have to borrow the funds, then make an appointment at your own local bank and bring your RFP (see above) and the 3 best bids. Use your banker's expertise and experience, who probably knows and has previously financed jobs for all 3 contractors.





(6) SIGN THE CONTRACT. At this point, you are ready to sign the contract (i.e. accept the bid). Notify the contactor, verify the terms again, and have both you _and the contractor_ initial each page of the contract and sign it. You must yourself have an original signed contract. Keep it in a safe place "just in case".





(7) MONITOR CONSTRUCTION PROGRESS. At this point, your contractor will begin the work, by first "pulling the permit". You will have to spend lots of time monitoring the contractor's performance, to make sure that the job is done on time and per the contract. During the job, continue to record everything in the log.





(8) IF PROBLEMS ARISE. If anything does go wrong, then act immediately. The laws of every state protect the contractors more than the homeowners, so it is most important that you monitor the job and take action immediately if anything begins to go wrong.





Good luck.|||if you already dont trust him - tell him nothing and find another contractor


how can you do business with someone you don't trust?|||That information is none of his business. With the exception of him financing a loan, none of your financial information is relevent or necessary to give him. He already knows what other companies charge for the work and is trying to bid lower to get the work. That price is ridiculous. You could have a new tub with tiled walls installed for that.|||Ask around for free estimates. get as many as you can. Make sure they are well liked by you city inspector. or check with the BBB, Do your homework. Check the web for horror stories and keep them in mind when talking to the contractor. In short. You have to know everything and they have to Do everything. Ask for references that you can check on. and not family either. ask the city inspector how much of that persons work passed by him. As far as money, let him them know your uncle is a consultant for the Mayor and helps the city on how permits are handled. If you get enough homework done then you would know you need a price and that's it, Its none of there Biz what you do for a living or how much money you have.|||Don't give him any information at all. Do not share any other estimates, other than to tell him his is low or high if you wish. Get at least 2 other estimates on the work. Ask for references of happy customers and give them a call. Be picky, it is your money.|||half the contractors out today dont charge for quotes, half do. get as many free quotes as you can. check what building certifiers they are with i.e in australia if you are a part of the master builders or master plumbers then you are a good licences business. you dont need to share any of your information with them. you are paying them, not them paying you. all you need is their banking details to transfer money they dont need to know anything about you. they shouldnt ask you about your financial information anyway due to the privacy act. you dont need to tell them who else you have got quotes from but for their own peace of mind it wouldnt hurt to tell them "i am shopping around for the best quote" they might give u a discount to keep ur work|||dont tell them ANYTHING about ur financial situation...ive been plumbing for 14+ yrs and ive NEVER heard of any tubs and surround costing anywhere near that amount.....dont know where u r but it cant be that much difference in prices from where i am.....Ive plumbed whole houses on the side for less money than he wants just to redo ur tub....tell him ur not interested and move on buddy......get some free estimates then maybe talk to ur local chamber of commerce to find out whose respectable around ur community and go from there

Where can I find information about Financial Aid & Student Loan Maximums?

Where (online) can I find information about the federal limits for Financial Aid %26amp; Student Loans. I know that schools are able to offer you differing amounts, but I am interested in seeing what the federal maximums imposed on the schools are. I hope that makes sense. Thanks for your help.|||Go here it was too large to copy and paste.


http://www.finaid.org/loans/studentloan.鈥?/a>


or


If you're a dependent undergraduate student (excluding students whose parents cannot borrow PLUS Loans), each year you can borrow up to:





$5,500 (for loans first disbursed on or after July 1, 2008) if you're a first-year student enrolled in a program of study that is at least a full academic year. No more than $3,500 of this amount can be in subsidized loans.


$6,500 (for loans first disbursed on or after July 1, 2008) if you've completed your first year of study and the remainder of your program is at least a full academic year. No more than $4,500 of this amount can be in subsidized loans.


$7,500 (for loans first disbursed on or after July 1, 2008) if you've completed two years of study and the remainder of your program is at least a full academic year. No more than $5,500 of this amount can be in subsidized loans.





If you're an independent undergraduate student (and a dependent student whose parents have applied for but were unable to get a PLUS Loan (a parent loan)), each year you can borrow up to:





$9,500 (for loans first disbursed on or after July 1, 2008) if you're a first-year student enrolled in a program of study that is at least a full academic year. No more than $3,500 of this amount may be in subsidized loans.


$10,500 (for loans first disbursed on or after July 1, 2008) if you've completed your first year of study and the remainder of your program is at least a full academic year. No more than $4,500 of this amount may be in subsidized loans.


$12,500 (for loans first disbursed on or after July 1, 2008) if you've completed two years of study and the remainder of your program is at least a full academic year. No more than $5,500 of this amount may be in subsidized loans.





If you're a graduate or professional degree student, each year you can borrow up to:





$20,500. No more than $8,500 of this amount may be in subsidized loans.|||My name is Mrs Jennifer Lunn and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came across a loan lender Mr Clarke Williams who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate situation, i had no choice than to give it an attempt and surprisingly it was all like a dream, i received a loan of $200,000 USD and we payed our rent and


did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr Clarke Williams and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender via clarkeloanfirm82@yahoo.com


My regards,


Jennifer Lunn|||If you're looking for information related to the pell grant, check out http://www.PellGrantOnline.com

How does information from financial reports influence business decisions?

And why is it important for business managers to understand the information found on financial reports?|||At a minimum, it provides net income, which can help a company determine if investment in new business is affordable.|||are you kidding? the financial well-being of a company affects every decision.

If given the stock market ticker symbol for a company, how would you research basic financial information abou

If given the stock market ticker symbol for a company, how would you research basic financial information about that company?|||First I would go to Yahoo finance and key in the symbol. That will display the basic financial data for the company. Next I would go to Edgar and read the 10k filings for the company and I would access the S%26amp;P stock report for the company from my brokers web site. I would do a internet search to see if the company has a web site and I would then visit the web site to see what the company has to say about itself. That can be very infomative. I would then go to one of the technical data web sites and research the stock action of the company to determine whether its is under accumulation or distribution.





I would then make my decision based on that information and the general portfolio makeup of my investments.|||A couple of places I would start with: yahoo finance to get financial info. Then I would go to http://www.top10traders.com/StockInfo.as鈥?/a> - here is can find out what other investors are buying your stock, also there are news stories for the stock, and dividend information also.|||Yahoo/ finance is as good a place as any.... enter your symbol in the box marked " quote" and some info comes up for you..but on the left there are other aspects of investigating the stock...try them 'til you get used to seeing certain kinds of info on different stocks.


Also try http://moneycentral.msn.com/investor/hom鈥?/a>


Try the "stock scouter" on that site ..good info|||There are so many resources - yahoo finance. fidelity.com and many others. If you have investment account try to use your broker`s resources.

Can auto insurance companies talk to each other regarding financial information from previous policies?

I requested a quote for fleet car insurance from a new insurance company. They required information from my previous carrier. They came back and said they would not issue me insurance because my previous insurer informed them that I still owed them money. Is this information that they are allowed to discuss?|||Yes. Once you give them the completed application, there's small print at the bottom of it, where you sign off permission for them to investigate pretty much any way they want. Additionally, on the "loss runs" that EVERY carrier requests, there's still space for earned premium.





Lastly, in some states, it's flat out required - it's a question on the application - "do you owe any carrier any outstanding premiums?" and they CAN report it. That's so you can't jump from carrier to carrier screwing each one of them for their premiums.|||yes. and they do it.

How does information from financial reportsinfluence business decisions?

How does information from financial reports


influence business decisions? Why is it important for business managers to understand


the information found on financial reports?|||Financial reports tells us whether a business is profitable, have enough cash to meet cash flow requirements, and if it is performing better or worse than before among other things. With cash flow for example knowing that you don鈥檛 have enough cash in the bank to meet the coming outflow of cash means a decision is to be made how to get cash into the bank. The business can mature a certificate of deposit earlier than expected or take a cash advance out from a credit card. The reports will also tell you whether the business can afford paying early withdrawal penalty or the 10% interest rate on the cash advance. Relationships among information on the report (key ratios) tell other things like your Return-on-Asset (ROA), inventory management, or if you are getting something back from what you spent to market your business.

Confidentiality of Financial Information and Staff Records?

What type of confidential financial and staff records information would be held by a large international organisation and what are the problems associated with the leakage or misuse of such information?|||about it you can get information from here http://webbiz2.notlong.com/6AAceLN

Where can i find financial information on companies?

hi everybody!


i'm a student and i'm doing an research paper on the companie "Virgin Healthcare"


I am looking for any kind of detailed and usefull information on this companie.





I googled it in many different ways, but no usefull information comes out.





thank you if you can help!|||You can lookup basic information about companies in the UK at


http://www.companieshouse.gov.uk click on the webcheck service.





I found the company used to be called Virgin Foods Ltd, no wonder you had difficulty finding out anything about them.|||You can get it in either of two ways.





1.) Contact them directly by either giving them a call, sending them a letter (e-mail/snail mail), dropping by their office.





2.) Depending on what country you live in there should be a goverment agency handling all the finances of different organizations. You may request it from them directly and they would give it to you since it is considered public property.|||Most companies dont give out financial info. You could try ring them or email them and ask for some info|||I think all the Virgin companies are privately owned and therefore don't have to publish their accounts etc.

Thursday, December 8, 2011

Where can i find financial information on companies?

hi everybody!


i'm a student and i'm doing an research paper on the companie "Virgin Healthcare"


I am looking for any kind of detailed and usefull information on this companie.





I googled it in many different ways, but no usefull information comes out.





thank you if you can help!|||You can lookup basic information about companies in the UK at


http://www.companieshouse.gov.uk click on the webcheck service.





I found the company used to be called Virgin Foods Ltd, no wonder you had difficulty finding out anything about them.|||You can get it in either of two ways.





1.) Contact them directly by either giving them a call, sending them a letter (e-mail/snail mail), dropping by their office.





2.) Depending on what country you live in there should be a goverment agency handling all the finances of different organizations. You may request it from them directly and they would give it to you since it is considered public property.|||Most companies dont give out financial info. You could try ring them or email them and ask for some info|||I think all the Virgin companies are privately owned and therefore don't have to publish their accounts etc.

Can you sue a vendor for giving financial information to your competitor?

I used to own a small mattress company and one of my vendors gave information regarding my account with them to a competitor of mine. Is this grounds for a lawsuit? If so, what are the grounds and how much can I sue for? Please only serious answers. I don't need morality speeches about frivolous law suits and what not because this information ultimately led to the demise of my business. Thanks in advance for the answers|||If you have proof of this, by all means. There would be little cost to you if you use small claims court. With some proof that should be an easy win. I hope you have reported that to BBB.|||You need to talk to a lawyer - there is not nearly enough info for anyone to say whether you have a viable case or not. Call around and see if there are any lawyers who provide one hour free consults (many do).

How does information from financial reports influence business decision making?

How does information from financial reports influence business decision making? Why is it important for business managers to understand the information found on financial reports?|||Financial reports allow business managers to see current numbers compared to years prior. It will allow them to see growth or loss. It let's them know where the company stands in the "market place" and what percentage of consumer spending in that market place is being spent on that company. It also helps in forcasting - the fortune teller responsibility - the BM looks at the years prior and sees that an increase or decrease is approaching and can order stock more efficiently. For instance - a BM at Home Depot - he will look at financial reports to see when is the best time for snow blowers to hit stores in the New England area as opposed to the same item to hit stores in the Mid West. It also allows the producers of said snow blowers to see if they can take a price increase on the product in a given year and what time of year would it be best received by the consumers.


Hope this helps.|||what do the financial reports consist of ?

Report Abuse


|||Financial information are factual information on the financial results of your operations. Many important financial information may be found in those reports.





For example:


-management decided to lengthen credit terms


management would necessarily be interested to know how this decision affect the companies working capital or liquidity position and if such decision increased sales.





- management decided to increase selling price


financial report would show how the market responded to the price increase through the sales figures , the volume of sales, and the stocks inventory.





There are many ways your figures can work for you if you know how to extract the information. Financial information keeps managers well informed of business condition and them better able to make good business decisions.

Where can I find clear financial information on PepsiCo and Coca-Cola?

I have to calculate 13 different ratios for each company and I need all kinds of financial info., like their current assets and liabilities, Cash dividends, total debt, etc.





I'm sure I can find it somewhere on their website....I'm just not sure where. Does anyone know?|||1) First visit the Pepsi and Coca cola company website





2) Go to Investor information





3) download the annual report for the year (as per your requirement) or financial information





This is only one way


Or


you get information listed stock exchange where the company stock is listed.|||yahoo finance, google finance, msn money, reuters, etc.

Who`s parent financial information should i include in my FASFA form?

My mom has 0 income, my step dad get only social security 25K?. but my step dad supports her. they are separated but live together. who`s financial information should i add. step dad, or mom?|||You can put your mother's info in the FAFSA form!|||You can use your mother's information on your FAFSA.

Can a dual agent give out financial information regarding the past due payments to another agent and buyer?

In NYS is a dual agent allowed to give out information regarding forclosure, shortsale, or past due payments to their perspective buyer ? Also can the dual agent give this information out to another real estate agent with another perspective buyer? Legally I'm not sure, ethically this seems wrong. Can anyone let me know please.|||It is a general rule that you shouldn't tell others (agents, buyers, etc) anything (unless it was something you knew that was mandatory to disclose like a material defect or knowledge of an oil tank) that would limit/lower the amount people would be willing to view or offer on the home. For example you can obviously reveal that it's a foreclosure or short sale, but by no means should you say how past due they are or if they're desperate to sell etc UNLESS your seller agrees (preferably in writing) to allow you to do so to push the sale of the property along. You can't give pertinent information that would be detrimental to getting a higher sale price to your buyer that isn't public information and was only revealed to you as their listing agent.|||the law says they are a dual agent, but you and I know there is no such thing.





Your agent owes you confidentiality, you better hope that the "dual agent" knows that.





bests,


-rsr-


Ron R


Exclusive buyer agent