What can someone do with the following financial information?

What can someone do to the money in your bank account if they have your name, address, bank account type, bank sorting code, bank account number and address of the branch?





And I'm not asking casually so no conversational-esque replies. I want an actual comprehensive list of what can be done. For instance can they add money? Can they withdraw money? Can they wire money from it? Can they set up a direct debit with it? And so on.





Thank you.|||It is always possible to transfer or pay money INTO some-one's account with only their Sort Code and Account Number (you do not need their name or address)





Since they lack your PIN / passwords, getting money OUT of your Account is a little more difficult .. they CAN set-up a Direct Debit, however most Banks will question any DD to a non-Business recipient (and the DD 'Guarantee' means you will always get your money back from the Bank).





More patient ID thieves can do quite a lot .. the first step would be to tell the Post Office you have been evicted /repossessed/sold your house ... and get your post re-directed ..





Next they use the 'Emergency Number' to tell your Bank that your Cards have been lost/stolen (since most people who have lost their wallets have very little ID information at hand, the Bank will be willing to accept this 'story' with very few checks) .... and (of course) you will need new Cards to be sent out immediately .. these will then be promptly re-directed ...





With your Debit / Cheque Guarantee Card in their hands it is then possible to buy goods/services over the phone/internet (this is known as 'Card Holder Not Present Fraud').





To get actual Cash out of an ATM or log-in to an Internet Account and transfer money they need your PIN number / Password .. so the next step is to inform the Bank that you have 'forgotten' your PIN / passwords .. and yes, a 'reminder' will then be sent by post (which will be redirected straight into the hands of the criminals)|||If someone has all of that information they can do pretty much what they want with the account. They could take money out, deposit money, set up a debit or anything you can do yourself. If someone has all of your information and you are concerned about it then you may want to close the account and set up another to prevent anyone from accessing it.|||I'm not sure they could do anything with just that info, because that is what is printed on every check that you write. Unless there is a scam with a bank employee, they should only be able to put money into the account with that info, not pull any of it out. However, you should also check with the manager of your bank, just to be sure.|||All of that information is on every check issued. So it's not a big deal.





As for what they can do, they can deposit money into your account because that won't require them showing ID.





I suppose they could trick some company into a direct debit to pay some bills, but if you notice what's going on your bank would cancel it and have the company refund all the money.





Again, that info isn't a big deal. I paid a kid who shoveled my walkway with a check yesterday. The check lists my name, address, bank, and routing number of the bank. All the info you are asking about.